10 articles in this category
So your block party had a 'friendly' accident. Maybe a kid tripped over a cooler and scraped a knee. Or a senior citizen wobbled on a foldable chair a...
You show up early, grab a clipboard, and smile. The event coordinator says, "Just assist wherever it's needed." That's when your liability m...
You've got the permits. The porta-potties are ordered. A local band agreed to play for beer. But the real trouble starts when a kid trips over a tent ...
When Mike Chen handed off the clipboard after ten years of running the Riverbend Fourth of July Parade, he figured his liability worries were behind h...
Last summer, a midwest church picnic turned into a $47,000 liability nightmare. A child tripped over a tent stake, fractured a wrist, and the insuranc...
The bounce house collapsed at 2:15 p.m. on a Saturday. A child inside, three parents rushing over. Luckily, no one was seriously hurt. But as the even...
The grill is lit. The bounce house is inflated. Kids are chasing each other with glow sticks. But at 9:47 PM, you glance at your phone and remember: t...
Every year, thousands of community event—block parties, charity runs, potluck picnics—roll out waiver that look legal but aren’t. A study of tight cla...
Two months before the Riverbend Folk Festival, the insurance broker sent an email that made Liz set down her coffee. The premium had jumped from $1,40...
A potluck at a neighbor's house. A spilled drink on a tile floor. A broken wrist. A lawsuit for $75,000. That is not a hypothetical. It happened in a ...